Our Team
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Michael King
Team Lead | Mortgage Loan Originator | NMLS #1993915
Michael King is a seasoned mortgage broker specializing in residential and luxury markets. With a background in the luxury industry, including his time at Louis Vuitton, he brings a unique perspective on relationship-building and personalized financial solutions. His client-first approach, combined with deep industry knowledge, has earned the trust of real estate agents and buyers alike. Known for his diligence and attention to detail, Michael is committed to making the home-buying process seamless and rewarding for every client.
Let’s Connect!
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Lonnie Wilborn Jr
Team Lead | Mortgage Loan Originator | NMLS #1570171
Lonnie Wilborn Jr. is a dedicated loan officer with over a decade of experience in financial services. Since 2014, he has helped individuals, families, and businesses navigate home financing with personalized service and expert guidance. Specializing in residential mortgages and refinances, Lonnie is committed to finding the best loan solutions tailored to each client’s needs. Known for his attention to detail and ability to simplify the loan process, he builds lasting relationships based on trust and transparency.
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Brianna Garcia
Mortgage Loan Originator | NMLS #2071170
Brianna Garcia is a dedicated mortgage professional who began her career in 2020 and quickly found a passion for helping people achieve homeownership. Grounded in strong family values, she brings empathy, honesty, and clear communication to every client interaction. Known for her calm approach and attention to detail, Brianna ensures each step of the loan process feels smooth and stress-free. Her commitment to service has earned the trust of both buyers and real estate partners alike.
Let’s Connect!
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Tamara Kammo
Mortgage Loan Originator | NMLS #2473496
Tamara Kammo is a dedicated loan officer with a passion for helping clients achieve homeownership. Known for her professionalism and clear communication, she ensures a smooth and seamless mortgage process from start to finish.
Tamara takes pride in guiding her clients with care, efficiency, and a strong attention to detail. Her proactive mindset and problem-solving skills make her a trusted resource for those navigating the home financing journey.
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Thuysi Nguyen
Mortgage Loan Originator | NMLS #2026674
Thuysi Nguyen is a dedicated mortgage professional committed to helping clients achieve financial freedom through homeownership. Specializing in seamless and efficient transactions, he works closely with realtors to ensure every deal closes smoothly. With a client-first approach, Thuysi provides access to competitive interest rates and a diverse range of loan products, offering tailored solutions to meet each client’s unique needs. Whether guiding first-time homebuyers or assisting investors in expanding their portfolios, he brings expertise, dedication, and a passion for making homeownership a reality.
Let’s Connect!
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Crystal Tello
Mortgage Loan Originator | NMLS #2056457
Crystal Tello is a detail-oriented Loan Officer dedicated to simplifying the mortgage process for homebuyers. Specializing in both conventional and luxury financing, Crystal provides clear guidance and personalized support through every step of the loan process.
Her attention to detail and market knowledge makes her a trusted partner for buyers and real estate agents alike. Crystal delivers responsive, transparent service—putting clients' needs first for a stress-free journey to homeownership.
Let’s Connect!
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Kal Wayman
Mortgage Loan Originator | NMLS #23076
Kal Wayman is a seasoned mortgage professional with over 20 years of experience, beginning in 2002. Originally from Atlanta, Georgia, he earned his BBA from Georgia State University before moving to Los Angeles in 2012 and settling in Malibu with his wife and two sons.
Kal has funded over $1 billion in loans, serving clients from first-time buyers to high-net-worth individuals. His career spans independent brokering, private banking with Bank of America’s Century City Private Bank, and his current role as in-house lender for Smith & Berg Partners in Brentwood. Licensed in 22 states, Kal is known for his market expertise, creative deal structuring, and ability to navigate complex transactions—all with a personalized, solutions-focused approach.
Let’s Connect!
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Miren Karmele Alvarez
Mortgage Loan Originator | NMLS #2026674
Miren Karmele Alvarez is a dynamic mortgage advisor with a strong background in real estate and over two decades of experience bridging lending and property transactions. She combines strategic insight, creativity, and genuine care to deliver tailored financing solutions. Known for thinking beyond traditional boundaries, Miren crafts innovative strategies that align with clients’ unique goals and lifestyles, turning complex transactions into seamless experiences.
At Aclara Lending, she brings precision, clarity, and energy to every deal—while educating clients, simplifying the mortgage process, and fostering relationships built on trust, transparency, and lasting value.
Let’s Connect!
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Logan Padilla
Mortgage Loan Originator | NMLS #2016247
With 14 years of experience in real estate and lending, Logan Padilla brings a unique blend of insight and professionalism to Aclara. His career began as a realtor in the fast-paced markets of New York City and Los Angeles, where eight years of navigating competitive transactions gave him a deep understanding of the goals and challenges of homebuyers and investors alike.
Today, Logan applies that expertise to the mortgage industry, providing flexible, tailored solutions that meet each client’s specific needs. As a strategic partner, he offers creative options beyond traditional lending, ensuring personalized service and meaningful results. His dedication and industry knowledge make him a trusted partner for a smooth, rewarding lending experience from start to finish.
Let’s Connect!